I am working in private firm. I had taken personal loan in 2006 paid till 2008 In 2008 I went under a medical sergery, I had to quit job. I couldn't pay my EMI's of Loan thereafter. I recovered in 2009 had to search for job. Financially recover in 2010. In 2011 Bank filed a check bounce case against me. I am working with my lawyer to solve this issue. I am writing IAS exam this year, if I pass this exam will UPSC consider my medical illness on this court case?